October 18, 2016

Understanding A Bad Credit Home Equity Loan

Filed under: Real Estate — y42TWx @ 2:48 am

Submitted by: Kerry Ng

If a person has bad credit, trying to get a loan for new car, pay off medical debts or even trying to consolidate all your credit cards can be if very difficult process. However, for homeowners who are also facing these challenges with bad credit, there may be hope. If you have built up some equity as a homeowner, a bad credit home equity loan made just be the ticket that you’re looking for.

Most people with bad credit are very reluctant to apply for a loan. Perhaps they may feel some shame about exposing their past credit history. However, the beauty of a bad credit home equity loan is that you are only borrowing against the equity that you have built the up in your home. As long as you avoid using credit cards or other lines of credit, once you have borrowed against your home, and have paid off that loan, you can actually repair your credit history in very short order.

So What is Home Equity?

YouTube Preview Image

Before you decide to run out and apply for a loan, let’s start off by explaining what home equity is and what it is not. In its simplest explanation, home equity is the amount that your home praises for on the current real estate market, minus the current balance of your mortgage. For example, let’s say your home is currently appraised at $200,000 and you have a remaining balance of $50,000 owing on your mortgage; then the amount of equity that you have is $150,000. This means that you can borrow up to $150,000 on a bad credit home equity loan.

Notice that we say it’s “up to” $150,000. Just because you have $150,000 in equity, doesn’t mean that you will get the full $150,000 loan. The banks will look into other factors as well. Such as your actual credit history, your current income as well as your spouse’s income too, your length of employment, etc.

An experienced loans officer will take into account all these factors before making a decision on how much to loan you. Just be sure to bring plenty of information as well as proof of all real income on hand when you apply for a bad credit home equity loan. The more information you can provide, the better the odds of you getting a loan.

If you require a bad credit home equity loan to pay off some over due bills or credit cards, you may want to make certain that you have built up enough equity in your home to be able to cover the amount that you will need to borrow. There are two ways to build equity in your home. One way is to pay off your mortgage faster. The other way is to wait for your home to appreciate in value. Over a period of time, chances are pretty good that your home will rise in value. Of course, if you can do both (double upon your mortgage payments AND wait till your home appreciates in value), then that will really help you in getting that loan.

About the Author: Kerry Ng is a successful Webmaster and publisher of

The Home Equity Tips Blog

. For more great tips and advice on home equity, go to the

The Home Equity Tips Blog


Permanent Link:

October 17, 2016


Filed under: Uncategorized — y42TWx @ 2:52 am

This is the category for sports.

Refresh this list to see the latest articles.

  • 14 October 2016: Chelsea announces Nike sponsorship
  • 4 October 2016: Argentina wins maiden FIFA Futsal World Cup
  • 30 September 2016: Allardyce, English Football Association part by mutual consent
  • 14 September 2016: Wikinews interviews India’s first female Paralympic medalist Deepa Malik
  • 10 September 2016: Manchester City loans Joe Hart to Torino
  • 2 September 2016: Alcácer signs five year contract with Barça; Munir loaned to Valencia
  • 29 August 2016: Sevilla signs Sirigu on loan from Paris SG
  • 28 August 2016: FC Barcelona signs Jasper Cillessen
  • 16 August 2016: Podolski announces retirement from international football
  • 15 August 2016: Wikinews Shorts: August 15, 2016
see older articles?Category:Sports

You can also browse through all articles in this category alphabetically.

From Wikinews, the free news source you can write.

Sister projects
  • Wikibooks
  • Commons
  • Wikidata
  • Wikipedia
  • Wikiquote
  • Wikisource
  • Wiktionary
  • Wikiversity


Pages in category “Sports”

(previous page) ()(previous page) ()

Media in category “Sports”

UK Wikinews Shorts: July 8, 2013

Filed under: Uncategorized — y42TWx @ 2:52 am

A compilation of brief news reports for Monday, July 8, 2013.

Armstrong announces retirement from professional cycling

Filed under: Uncategorized — y42TWx @ 2:51 am

Monday, April 18, 2005

At a press conference Monday, Lance Armstrong announced his intention to retire from professional cycling after going for his 7th Tour de France title in July 2005.

“Ultimately, athletes have to retire,” said the 33 year-old American. “The body doesn’t just keep going and going.”

Speculation on the retirement of the six-time Tour de France winner had been growing in recent months. The Texan had hinted at wanting to spend more time with his children and his cancer charity, the Lance Armstrong Foundation. There was talk he may marry his well-known girlfriend, rock-star singer Sheryl Crow.

Armstrong battled with testicular cancer in 1996 before coming back to win the 1999 edition of the legendary French race. He went on to win the next five Tours de France and is now widely regarded as one of the greatest riders in the history of the sport.

Asked about his chances for Tour success, he expressed hope tempered with praise for his opponents. “Can I win this year? I’m not sure, but I’ll try… This will be a different year for the Tour with Jan Ullrich looking better and a host of young riders coming up,” he said.

Should Armstrong follow through with his plans, he will begin his final race in the United States tomorrow at the first stage of the Tour de Georgia. He has successfully used the springtime race in the past as a tune-up to the Tour de France in the summer. The contract with his new team sponsor, the Discovery Channel, obligates him to compete in one more Tour de France.

September 26, 2016

Town House Floor Plan | Row Houses For Urban Dwellers

Filed under: Financial Services — y42TWx @ 1:35 am

By Rebecca Welch

There are many advantages to town house floor plans, particularly for renters and urban dwellers. Years ago, this type of floor plan was known as a “row house.” Townhouses are generally multi-story units that are attached to units on either side give you neighbors living closely together similar to apartment style housing. Once found in abundance in large cities, townhouses can be found all over the country.

Town house floor plans offer more advantages than apartments in several ways. Because they are multiple units arranged in a row, townhouses generally have a single entry per unit and therefore allow for more privacy than living in an apratment building. They also tend to have more square footage of living space per unit than apartments although townhouses are smaller than duplexes. Town house floor plan designs are also more varied than apartments.

YouTube Preview Image

Most townhouses are arranged in typical fashion with living spaces on the bottom floor and sleeping spaces on the top floor. The number of bedrooms can vary from one to three and the number of bathrooms generally varies from one to two and a half bathrooms per unit.

While the number of bedrooms and bathrooms can vary, almost all townhouse floor plans have garages,patios and at least one walk-in closet. Kitchen can be traditional, galley style, or in the case of a very large floor plan, an island kitchen. It is also possible to have a fireplace with openings toward both the living room and kitchen giving it an old world feel.

Although townhouses are also known as “row houses”, some current configurations include one unit per side and others have two side-by-side units facing front and two more units on the back side. Whatever your choice, town house floor plans offer a wide variety of options for singles, couples and small families.

About the Author: Get fantastic ideas for your new house!

Town house floor plans

come in all shapes and sizes. Find the right house floor plan for your family today!


Permanent Link:

Wikinews interviews Darcy Richardson, Democratic Party presidential challenger to Barack Obama

Filed under: Uncategorized — y42TWx @ 1:35 am

Friday, November 25, 2011

U.S. Democratic Party presidential candidate Darcy Richardson of Florida took some time to answer a few questions from Wikinews reporter William S. Saturn.

Richardson, 55, is a political activist that helped form the New Democrats in 1989 and founded the progressive Battleground Blog earlier this year. He is also a political historian, and has authored six books covering third parties and presidential elections, including A Nation Divided: The 1968 Presidential Campaign (2002). His current work, The Spirit of ’76: Eugene McCarthy’s Struggle for Open Politics, chronicles the late Democratic Senator Eugene McCarthy’s 1976 presidential campaign for which he volunteered. Richardson admires McCarthy, and served as manager for his 1988 presidential run. Recently, Richardson advised Brian Moore’s Socialist Party USA presidential campaign in 2008.

In addition, Richardson himself has sought political office, albeit unsuccessfully. In 1980, he ran for Pennsylvania Auditor General, and in 1988, vied for one of Pennsylvania’s U.S. Senate seats as a member of the Consumer Party. Last year, he ran for Lieutenant Governor of Florida as the running mate of gubernatorial candidate Farid Khavari.

Richardson has criticized President Barack Obama’s policies for being too similar to those of former President George W. Bush. He hoped to convince several prominent progressives to challenge Obama in the Democratic primaries, but none were available to do so. Last month, Richardson decided to begin a campaign himself and announced through his Battleground Blog that he would challenge Obama in the Democratic Party primaries as a progressive candidate. So far, he has qualified for the New Hampshire primary in January and the Missouri primary in February. In an interview with the Independent Political Report, Richardson proclaimed his campaign slogan as “no fourth term for George W. Bush.”


  • 1 Background
  • 2 Policy
  • 3 Campaign
  • 4 Related news
  • 5 Sources
  • 6 External links

Wikinews interviews Rocky De La Fuente, U.S. Democratic Party presidential candidate

Filed under: Uncategorized — y42TWx @ 1:35 am

Thursday, March 31, 2016

Businessman Rocky De La Fuente took some time to speak with Wikinews about his campaign for the U.S. Democratic Party’s 2016 presidential nomination.

The 61-year-old De La Fuente resides in San Diego, California, grew up in Tijuana, and owns multiple businesses and properties throughout the world. Since getting his start in the automobile industry, De La Fuente has branched out into the banking and real estate markets. Despite not having held or sought political office previously, he has been involved in politics, serving as the first-ever Hispanic superdelegate to the 1992 Democratic National Convention.

De La Fuente entered the 2016 presidential race last October largely due to his dissatisfaction with Republican front-runner Donald Trump. He argues he is a more accomplished businessman than Trump, and attacks Trump as “a clown,” “a joke,” “dangerous,” and “in the same category as Hitler.” Nevertheless, De La Fuente’s business background begets comparisons with Trump. The Alaskan Midnight Sun blog described him as the Democrats’ “own Donald Trump.”

While receiving only minimal media coverage, he has campaigned actively, and according to the latest Federal Election Commission filing, loaned almost US$ 4 million of his own money to the campaign. He has qualified for 48 primary and caucus ballots, but has not yet obtained any delegates to the 2016 Democratic National Convention. Thus far, according to the count at The Green Papers, De La Fuente has received 35,406 votes, or 0.23% of the total votes cast. He leads among the many lesser-known candidates but trails both Senator Bernie Sanders who has received nearly 6.5 million votes and front-runner Hillary Clinton who has just shy of 9 million votes.

With Wikinews reporter William S. Saturn?, De La Fuente discusses his personal background, his positions on political issues, his current campaign for president, and his political future.


  • 1 Interview
    • 1.1 Background
    • 1.2 Campaign
    • 1.3 Issues
    • 1.4 Future
  • 2 Related news
  • 3 Sources
  • 4 External link

Economics take over Canadian leaders’ talking points

Filed under: Uncategorized — y42TWx @ 1:35 am
Canadian Federal Elections 2008
Stories from the 2008 Canadian Federal Elections
  • 13 October 2008: CanadaVOTES: Libertarian John Kittridge in St. Paul’s
  • 13 October 2008: Canadian scientists protest Harper’s attacks on science
  • 10 October 2008: CanadaVOTES: NDP candidate Paul Arbour in Carleton—Mississippi Mills
  • 10 October 2008: CanadaVOTES: NDP candidate Jo-Anne Boulding in Parry Sound—Muskoka
  • 10 October 2008: CanadaVOTES: NDP candidate David Sparrow in Don Valley West
National Parties

Tuesday, September 16, 2008

With Bay Street in turmoil in sympathy with Wall Street, Canadian party leaders traded slurs over the slowing economy and measures to secure it against the slump happening south of the border.

“We have the worst economy in the G8, our labour productivity has fallen for nine months straight and over the summer in July we saw the largest single month of jobs losses in 17 years,” Stéphane Dion said as the Liberal leader worked through St. John’s, N.L. Dion is hoping to sweep Newfoundland and Labrador’s 7 seats, capitalizing on N.L. Premier Danny Williams’s feud with the federal Conservatives over broken promises made by Stephen Harper in the Atlantic Accord.

Campaigning in Nova Scotia, New Democratic Party‘s Jack Layton lashed the Conservatives for failing to protect consumers. “Of course with Mr. Harper, we don’t see any willingness to really address the need to stand on behalf of Canadian consumers. He won’t even support the notion of the monitoring of gas prices, let alone the kinds of initiatives that really should be taken here in Canada to make sure that the consumers of investment products are being protected.”

Harper was working the Liberal-held riding of Ottawa-Vanier, where he announced a program to allow entrepreneur’s to extend their maternal leave up to 6 months using the Employment Insurance program with an estimated cost of $147 million. He said the country wasn’t ready for “wild experiments”, but should adopt a cautious approach to the economy in uncertain times.

“Canada has been brought to the brink of a deficit for the first time in over a decade,” Elizabeth May of the Greens said in a press release on their website on Monday. “Stephen Harper’s leadership deficit is driving us into economic deficit and his failure to manage the economy in uncertain times must not be allowed to continue.”

The parties also threw out economic planks for their platforms: to support the fishermen of N.L as well as the environment, Dion announced a $250 million dollar fund to help fishermen upgrade their equipment with “green” technology as well as $70 million to retire licenses. The Greens suggested their financial plan, which includes embracing a low-carbon economy, would improve Canada’s economic outlook. The NDP promised $1 billion over 5 years for more nurses and doctors.

The backdrop to all these economic statements was a 515 point drop on the TSX as markets reacted to the bankruptcy filing of 158 year old financial firm Lehman Brothers, as well as a surprising drop in the Canadian dollar relative to the US dollar which itself lost ground against the Euro and other world currencies. Even as the dollar dropped, so did the price of oil futures and gold, partially explaining the Canadian dollar’s weakness.

Are Canadian economics really affected by the parties? Should the Conservatives be taking the blame for the current economic situation, or have their actions in two and half years in office helped insulate the country from the volatility of the US markets?
Add or view comments

November 11, 2015

Viva Forever Playing At Piccadilly Theatre

Filed under: Uncategorized — y42TWx @ 4:05 am

More On This Topic:

Viva Forever Playing at Piccadilly Theatre


London Theatre Articles

Whatever they had in their minds, the Spice Girls; Geri \\”Ginger\\” Halliwell, Victoria \\”Posh\\” Beckham, Emma \\”Baby\\” Bunton, Melanie \\”Scary\\” Brown, and Melanie \\”Sporty\\” Chisholm, never ever thought that they would actually come together one day to support a stage musical that is based on their songs. Yes! They are back with a bang! The Spice Girls recently got reunited in London after four years to launch the Spice Girls music based musical, Viva Forever. Viva Forever is the jukebox musical based on a powerful feminine run script and boosted by the mesmerizing score of Spice Girls non stop hits. The musical is to hit the Piccadilly theatre this November.

Back in the days at the London\\’s St Pancras Hotel in 1996 Spice Girls filmed their first single, Wannabe when they did not even know their own strength. The same venue after so many years have marked the reunion of the five when they came together to spice up the theatrical world with their magical power; their music! So with a new platform to boost up the fame, Spice Girls launched the next phase of \\”girl power\\” as they like to call it. The next phase of this girl power entails, a West End musical Viva Forever based on the script of award-winning writer and comedienne Jennifer Saunders under the production of the same woman who has in her the real musical making skills Judy Craymer, the producer of Mamma Mia!

YouTube Preview Image

Judy Craymer has announced that the new musical, VIVA FOREVER will open at the Piccadilly theatre in London s West End in perfect time for Christmas. Viva Forever will preview from Tuesday November 27th and will officially open on Tuesday December 11th 2012 .

As was reported the team of Viva Forever along with the Spice Girls\\’ decided not to turn Viva Forever into a tribute or biographical show. Instead a simpler and alluring technique has been set to let people relate themselves more closely to the show. The same formula will be employed that has helped Mamma Mia! become one of the most profitable shows on the planet an emotional story about ordinary people who just happen to break into song when the moment seems appropriate From the workshop video that was shown at the launch the story will be about a red wine-liking mother who lives on a houseboat with Viva, her spirited daughter. Viva is in a group with three friends and they try out for a TV talent show. They do well, but TV bosses suggest Viva goes it alone as a performer (Brown, The Guardian).

Paul Garrington is the director of this musical with choreography by Lynne Page and orchestrations by Martin Koch. Hannah John-Kamen has been selected for the title role of Viva whereby Sally Ann Triplett will appear in the role of her mother. Both will play the impervious role of a crucial daughter-mother relationship, in a script that questions the value of relations when fame and fortune bumps right into them.

So gather up your imaginations and instincts for a spiced up feel good stage show that promises to unveil the girl power and much besides! Book your Viva Forever tickets now!

Cheap Viva Forever Ticekts | Official Discount Tickets

Article Source:

November 10, 2015

Talk:Vuelta a España: Mikel Landa dominates hardest mountain stage

Filed under: Uncategorized — y42TWx @ 4:07 am

To make fact and source check easier, i started with a version were sources are next to the facts: history of article–Lib2know (talk) 14:55, 3 September 2015 (UTC)

Next Page »